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Important Information About Your Privacy
OUR PRIVACY PLEDGE TO YOU
We will always value the trust of our customers and the
importance of keeping their personal information confidential.
Our employees will be held to the highest standards of conduct
in ensuring the confidentiality of customer information.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice,
mean Centennial Bank, a Branch of Security State Bank of North
Dakota. This is our privacy notice for our customers. When we
use the words “you” and “your” we mean the following types of
customers:
We will tell you the sources of the
information we collect about you. We will tell you what measures
we take to secure that information.
We first define some terms.
Nonpublic personal information means information about
you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information does
not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term “information” to mean nonpublic
personal information as defined in this section.
An affiliate is a company we own or
control, a company that owns or controls us, or a company that
is owned or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party is a
person we do not employ or a company that is not an affiliate of
ours. This is also known as nonaffiliated third party, or
simply, an “other party.”
JOINT ACCOUNTS
If you have a joint account with us, you should share this
notice with the persons who share your account. They may not get
a separate notice.
Member FDIC
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or
services to you. We maintain physical, electronic, and
procedural safeguards to protect this information.
YOUR INFORMATION AND OUR AFFILIATES
We may disclose information about you to our affiliates. Here
are the kinds of information and the source of that information:
Transaction and experience information from
our account records:
Federal law allows us to disclose the
information listed above with our affiliates. You do not have a
right to opt out of the disclosure of this information.
Types of Affiliates
We may disclose information about you to our affiliate, Security
Insurance Agency.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as
disclosed in this policy or as permitted by law. Examples of
this might include disclosures necessary to service your account
or prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law.
Revision 04/2006 |
